AT&T Universal Rewards Card Review

AT&T Universal Rewards Card is made for anyone with good credit who desires a credit card with a reward program. Issued by Citibank, this card acts as both a calling card and a credit card and lets cardholders earn points per dollar spent at supermarkets, gas stations, drugstores, and on AT&T consumer products and services. Points can be redeemed for various gift cards, merchandise, and other benefits. Points expire after five years. The AT&T Universal Rewards Card also provides free directory inquiries, wireless phone loss insurance, theft insurance, free phone minutes each month, has slightly high rates compared to other calling card services. This card also offers various platinum cardholders services.

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