Review of Discover® Student Card - Tropical Beach
Editor's Rating: 




The Discover Student Tropical Beach Card, made for people with average or limited credit who want a cash reward credit card, has a reward program that lets cardholders earn cash rebates for purchases. Rebates are limitless and never expire as long as the account is active, and cardholders can also earn a double Cashback Bonus for redeeming rebates for gift certificates through Discover Card Partners. This card has standard benefits and an above average APR, along with a low introductory rate for the first six months or purchases. This card uses the 'Two Cycles Average Daily Balance' method for finance charges, which is more costly than other cards. Want to learn more? Read the extended review (pop-up).
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| Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|
| 0% Interest* for 6 Months | 14.99% Variable | $0 | None |
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