First Vineyard MasterCard Review

Made for anyone who has difficulty finding a standard unsecured credit card, the First Vineyard MasterCard has a unique income opportunity program. Cardholders earn cash back from purchases, and if they invite another applicant to the First Vineyard website, they earn cash back and referral bonuses. This card has an application fee and a monthly participation fee, but there is no fee for a point of transaction sale, which is rare for most stored value cards. Payments must be made in advance to offset future purchases on the credit card, but money can be conveniently transferred automatically from a bank account if the cardholder chooses.

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