GM Earnings Card Review

GM Earnings Card, issued by HSBC Bank Nevada, N.A., lets cardholders earn rebates that can be put toward the purchase or lease of a new GM car, truck, or SUV in the near future. There are three ways to redeem rebates — triple their earnings and receive a rebate toward an eligible new car, truck, or SUV; redeem a smaller rebate toward a Saturn, Saab, or any vehicle not made by GM; and redeem an even smaller rebate as cashback in $100 increments. Rebates expire in seven years, but are not limited per year. This card has a reasonably low interest rate for those who qualify, no annual fee, and an attractive introductory rate for the first twelve months of purchases and balance transfers. This card also provides common benefits such as lost and stolen card reporting, no liability for unauthorized transactions, and various online services.

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