Review of New Millennium Bank Secured Platinum Visa®/MasterCard®
Editor's Rating: 




Issued by New Millennium Bank, the New Millennium Bank Visa is made for people with poor or limited credit history who haven't been able to get a standard unsecured credit card. With an above average APR applied to purchases, this card does apply interest to the deposit required to secure the account and it has a higher rate of return, as well as a no credit check and no turndown policy. There is an annual fee that is slightly higher than average and a primary processing fee, and this card has no grace period for purchases. The New Millennium Bank Visa also comes with several benefits, including a free companion airline ticket after being approved for the card. It is also available as a MasterCard. Want to learn more? Read the extended review (pop-up).
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| Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|
| No Introductory Rate Available | 19.5% Fixed | $59 | Very Good |
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