Orchard Bank Gold MasterCard Review

The Orchard Bank Gold MasterCard is offered to those with average or limited credit. On the positive side, the card reports to the major credit bureaus, so paying the full balance on time each month can help build a solid credit history. The card has a relatively low APR for purchases and a reasonable interest rate. There are also perks to this card, such as lost and stolen card reporting, zero liability for unauthorized transactions, and emergency cash or card replacement. However, the Orchard Bank Gold MasterCard is a bit costly for anyone who plans to carry a large balance, and there are annual fees and an application fee.

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