Review of Orchard Bank Platinum MasterCard®
Editor's Rating: 
The Orchard Bank Platinum MasterCard is made for anyone who doesn't want to put down a security deposit on a credit card, given that they have average or limited credit. If payments are made on time, this card can help build the cardholder's credit history. The Orchard Bank Platinum MasterCard has an annual fee that varies depending on your credit, but it is average for this type of card. The interest rate is very low, there is no application fee, and the card has common cardholder benefits like zero liability for unauthorized transactions. This card has very low APR for purchases and reports to credit bureaus so you can begin rebuilding your credit right away. Want to learn more? Read the extended review (pop-up).
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| Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|
| 0% APR for 6 Months | 14.90% Variable | $39 | Bad Credit OK |
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Still undecided or looking to apply for a second credit card?
- See other cards in the bad credit category.
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