Review of Starwood Preferred Guest® Credit Card from American Express

Editor's Rating: StarStarStarHalf StarEmpty Star

The Starwood Credit Card from American Express, for those with good credit, is designed for anyone enrolled in the Starwood Hotels Preferred Guest program. Points are earned for every dollar spent on the card and for Starwood-related purchases, and they never expire as long as the account is active. Points can be transferred to a variety of frequent flyer programs and earn bonus miles every time the cardholder transfers Starpoints into miles. This card has an above average interest rate and an annual fee, which is waived the first year, as well as a low introductory rate for the first six months. Want to learn more? Read the extended review (pop-up).


Starwood Preferred Guest® Credit Card from American Express

Apply for Starwood Preferred Guest® Credit Card from American Express

  • Earn up to 25,000 Starpoints® - enough for two free nights at the Westin St. Francis in San Francisco, the W Boston or any other category 5 hotel.
  • Redeem Starpoints (R) for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout dates.
  • No annual fee for the first year and $65 thereafter.
  • Stay 2 nights and get the 3rd night free at participating Sheraton (R) Hotels and Resorts worldwide.
  • Earn 4 to 5 Starpoints for every dollar you spend at Starwood Preferred Guest Hotels and Resorts.
  • Apply online now at American Express
Intro APR Regular APR Annual Fee Credit Needed
2.90% on Purchases and Balance Transfers for 6 months 15.24% variable Variable $65 Very Good

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