Sterling VIP Prepaid Visa Debit Card Review

Issued by Four Oaks Bank & Trust Company, the Sterling VIP Prepaid Visa Debit Card is a stored value card made for anyone who has difficulty getting a regular unsecured credit card. A bank account is required to fund the card when applying online, and advance payments to fund the card are taken from that bank account, paying for future purchases. This card has no interest and no annual fee, but it does have an initial application fee, a processing fee, and a monthly participation fee. Anyone applying for this card does not have to worry about credit checks, security deposits, or employment requirements, but they must have a verifiable U.S. address.

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