Universal MasterCard Review

Universal MasterCard is designed for anyone with good credit who wants a reward program for money spent through Universal. Cardholders earn points — one for each dollar spent on general purchases and two for monies spent at Universal properties — which can be redeemed for CDs, DVDs, private movie screenings, concert and movie tickets, theme park admission, and other entertainment. This card, which has no annual fee, has a reasonably low interest rate for purchases and balance transfers and a low introductory rate for the first six months. This card has more costly finance charges than other credit cards due to using the 'Two Cycles Average Daily Balance' computation method. But if you are not planning on carrying a balance, that won't be a problem.

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