Find the Best Balance Transfer Credit Card Offers
The main idea behind a balance transfer card is the savings it can bring you if you currently carry a balance on one or more high interest credit cards. Transferring your balance to a lower interest card can result in substantial savings. Most low interest cards offer an introductory period of about a year during which you pay no interest, which can help you get caught up with payments. After that, a regular APR will determine how much interest you end up paying.
A number of low interest cards only offer special introductory rates on balance transfers, rather than new balances, giving you maximum selection in choosing the right best balance transfer credit card if that is what you are looking for. The main points to compare are:
- How long the introductory interest free period lasts.
- How high the APR is following the introductory period.
- whether the card offers other perks, such as cash back or other reward programs.
- If you plan on carrying a balance or paying it off quickly.
- If your credit rating allows you to qualify for your card of choice.
If you are currently paying a high interest rate on your credit card and carrying a balance, look into your options for reducing your debt with a lower interest card in order to pay off your balance more quickly, and save substantially over the long term. Compare the balance transfer credit card offers below.
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Advanta Platinum with Rewards Customized BusinessCard
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- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR Thereafter*
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back on Office Supplies, Gas and More*
- No Annual Fee and No Limit on Earnings
- Get Employee Cards with No Fee and Set Spending Limits Per User
- * See terms and conditions for important information, benefits and limitations
- Apply online now at Advanta.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 15 Months |
7.99% Variable |
$0 |
Very Good |
Discover® Business Card
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- Apply Now and Get $100 Cash Back Bonus**
- 0% Intro APR* for 12 Months on Purchases and 3.9% Intro APR* for 6 Months on Balance Transfers
- 5% Cashback Bonus® on Office Supplies, 2% on Gas and Up To 1% on All Other Purchases*
- Earn 5 to 20% Cashback Bonus at Top Retailers through Discover's Exclusive Online Shopping Site
- Fee-Free Purchase Checks to Pay Merchants Who Don't Accept Credit Cards
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR* |
13.99% Variable |
$0 |
None |
Discover® Business Miles Card
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- 0% Intro APR* for 12 Months on Purchases and 3.9% Intro APR* for 6 Months on Balance Transfers
- 12,000 Bonus Miles*
- No Annual Fee
- Earn Double Miles on Travel and Gas*
- Get up to 1 Mile Per Dollar on All Other Purchases
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR* |
13.99% Variable |
$0 |
None |
Advanta Platinum BusinessCard
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- 0% Intro APR on Balance Transfers and Purchases for 12 Months*
- [Actual Offered Rate] 11.99% Variable APR Thereafter
- Up To $50,000 Credit Line
- No Annual Fee
- Get Employee Cards with No Fee and Set Spending Limits Per User
- * See terms and conditions for important information, benefits and limitations
- Apply online now at Advanta or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 12 Months |
11.99% Variable |
$0 |
Very Good |
The Nature Conservancy Platinum Plus® Visa® Credit Card
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- No Annual Fee
- Low Introductory APR
- Earn WorldPoints® Rewards - One Point for Every Dollar in Net Retail Purchases
- Redeem Points for Unlimited Cash Rewards, Free Travel With No Blackout Dates, Valuable Merchandise, Gift Cards and More
- For New Members, A Complimentary 1 Year Membership and Subscription to Nature Conservancy Magazine
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 12 Months |
9.99% Fixed |
$0 |
Very Good |
Chase TravelPlus® Visa® Card
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- Earn 2 Miles for Every 1 Dollar in Travel Purchases
- Earn 1 Mile for Every 1 Dollar in Net Purchases
- Annual Rewards Fee of $29
- Redeem for Airline Tickets, Cash, Gift Cards and More!
- Intro 0% Fixed APR for Up to 12 Months
- Apply online now at Chase.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for up to 12 Months |
14.99% Variable |
$0 |
Excellent |
Chase Free Cash Rewards(SM) Visa® Card
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- Earn 1 Point for Every Dollar in Purchases
- 1,000 Bonus Points with Your First Purchase
- Intro 0% Fixed APR for Up To 12 Months
- No Annual Fee
- Get Your Rewards with as Few as 2,500 Points
- Apply online now at Chase or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for up to 12 Months |
10.99% Variable |
$0 |
Very Good |
Brighter Planet™ Visa® Credit Card
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- 1 EarthSmart Point for Every $1 Net Retail
- 1,000 EarthSmart Bonus Points with First Transaction
- 1,000 EarthSmart Bonus Points for Signing up for Paperless Statements
- For Every Two Base Points Earned Through December 2008, Bank of America Will Make a Matching Contribution of One Additional Point
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 12 Months |
9.99% / 15.99% Fixed |
$0 |
None |
Chase Platinum MasterCard®
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- 0% Intro APR*
- The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
- No Annual Fee
- Flexible Rewards Program: Earn One Point Per Dollar Spent. Redeem for Your Choice of Cash Back, Merchandise, Travel or Gift Cards
- Interest-Free Grace Period When You Pay Your Bill in Full Each Month
- Apply online now at Chase.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for up to 12 Months |
10.99% Variable |
$0 |
Very Good |
Chase Business Cash Rewards Card
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- Earn Up To 5% Cash Back with Unlimited Rewards Potential
- With No Merchant or Category Spending Restrictions, You Can Earn Points by Shopping Wherever You Want, for Whatever You Want
- 0% APR on Purchases and Balance Transfers for Up To 12 Months
- Pay No Annual Fee
- Receive Quarterly Management Reports
- Apply online now at Chase.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for up to 12 Months |
10.99% Variable |
$0 |
None |
Chase Flexible Rewards Platinum Visa®
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- Earn 1 Point for Every Dollar Spent
- Earn Airline Tickets, Hotel Stays, or Car Rentals
- 0% Introductory APR for Up To 12 Months on Purchases and Balance Transfers
- No Annual Fee
- Earn Travel with as Little as 25,000 Points
- Apply online now at Chase or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for up to 12 Months |
10.99% Variable |
$0 |
Very Good |
Chase Platinum Business Card
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- Save with 0% APR for Up To 12 Months on Purchases and Balance Transfers*
- Free Online Reporting - Quarterly Reports Enable You to Monitor Your Business Spending
- No Annual Fee
- Platinum Business Benefits - Value Benefits Such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance
- Visa Business Partner Advantage - Savings of Up To 20% From Leading Retailers with Special Offers on Computer Equipment, Office Supplies and More
- Apply online now at Chase or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for up to 12 Months |
8.99% Variable |
$0 |
Very Good |
