Find the Best Balance Transfer Credit Card Offers
The main idea behind a balance transfer card is the savings it can bring you if you currently carry a balance on one or more high interest credit cards. Transferring your balance to a lower interest card can result in substantial savings. Most low interest cards offer an introductory period of about a year during which you pay no interest, which can help you get caught up with payments. After that, a regular APR will determine how much interest you end up paying.
A number of low interest cards only offer special introductory rates on balance transfers, rather than new balances, giving you maximum selection in choosing the right best balance transfer credit card if that is what you are looking for. The main points to compare are:
- How long the introductory interest free period lasts.
- How high the APR is following the introductory period.
- whether the card offers other perks, such as cash back or other reward programs.
- If you plan on carrying a balance or paying it off quickly.
- If your credit rating allows you to qualify for your card of choice.
If you are currently paying a high interest rate on your credit card and carrying a balance, look into your options for reducing your debt with a lower interest card in order to pay off your balance more quickly, and save substantially over the long term. Compare the balance transfer credit card offers below.
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Discover® More® Card
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- 0% APR on Balance Transfers for a FULL 12 Months
- 0% APR on Purchases for a FULL 6 Months
- 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Turn Your Cashback Bonus into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
- Apply online now at the card issuer or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR* |
As low as 11.99% Variable |
$0 |
Very Good |
Discover® More® Card - $50 Cashback Bonus®
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- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- Get $50 Cashback Bonus after your first $599 in purchases
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR |
as low as 12.99% Variable |
$0 |
Very Good |
Discover® More® Card - Shamrock
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- 0% APR on Purchases for a FULL 9 months
- 0% APR on Balance Transfers for a FULL 12 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR |
as low as 12.99% Variable |
$0 |
Very Good |
Discover® More® Card - Monogram
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- 0% APR on Balance Transfer for a FULL 12 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR |
as low as 12.99% Variable |
$0 |
Very Good |