Find the Best Cash Back Credit Card Offer
Credit cards offering the incentive of cash back are becoming increasingly popular, and offer a variety of rewards to help you make the most of your credit card spending. All of the major credit card issuers offer a variety of programs for you to choose from, and in some cases these can be combined with other features such as low interest rate cards. Some popular variations include:
- Points programs that allow you to redeem points for a variety of things including merchandise, travel, gift cards, or cash back.
- Cash back rewards that are higher (5%) on certain things, like gas, groceries and drug store purchases, and lower (1%) on other purchases.
- Cards designed primarily to save money on gas, sometimes with a higher cash back bonus during an introductory period.
A variation on previously popular points and airline miles collection programs, these cash back credit card offers give you a choice of savings. Save money on everyday purchases, like gas and groceries, or choose a card that will accumulate savings towards a specific purchase, like a new vehicle. There are many programs to choose from, all of which offer enjoyable rewards and savings. Remember to look at the cards' other features, such as interest rates, annual fees, introductory offers and so on, to ensure that you choose the best cash back credit card for you.
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Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card
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- *Earn 1% Cash Back on All Purchases with No Limit to How Much You Can Earn and No Fees to Redeem Your Cash Back Credit
- *No Annual Fee
- *100% Fraud Protection
- *Free Online Account Management
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 12 Billing Cycles |
9.99% / 15.99% Fixed |
$0 |
Very Good |
Blue Cash® from American Express
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- Up To 5% Cash Back with Unlimited Cash Rewards
- 0% Intro APR for 6 Months on Purchases
- Low Balance Transfer Rate - 4.99% Fixed APR for the Life of the Balance
- Express Approval. Get a Decision in Less than 60 Seconds
- No Annual Fee
- Apply online now at American Express or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 6 Months |
As low as 9.99% Variable |
$0 |
None |
Capital One® No Hassle Cash(SM) Rewards
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- 25% Annual Bonus on the Cash You Earn
- 1% Cash Back on Every Purchase
- 0% APR on Purchases Until December 2008. After that, Variable APR, Currently 16.9%
- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- Redeem Cash Whenever You Want
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% on Purchases until December 2008 |
16.90% Variable |
$29 |
Limited |
Capital One® No Hassle Cash(SM) Rewards - Excellent Credit
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- For Customers With Excellent Credit
- 2% Cash Back on Purchases at Gas Stations and Major Grocery Stores and 1% Cash Back on All Other Purchases
- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- 14.9% APR on Purchases and Balance Transfers
- Request Your Cash Back Rewards Whenever You Want
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| No Introductory Rate Available |
14.90% |
$0 |
Excellent |
Capital One® No Hassle Cash(SM) Rewards - Good Credit
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- For Customers with Good Credit
- 2% Cash Back on Purchases at Gas Stations and Major Grocery Stores and 1% Cash Back on All Other Purchases
- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- 16.9% APR on Purchases and Balance Transfers
- Request Your Cash Back Rewards Whenever You Want
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| No Introductory Rate Available |
16.90% |
$0 |
Very Good |
Chase Free Cash Rewards(SM) Visa® Card
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- Earn 1 Point for Every Dollar in Purchases
- 1,000 Bonus Points with Your First Purchase
- Intro 0% Fixed APR for Up To 12 Months
- No Annual Fee
- Get Your Rewards with as Few as 2,500 Points
- Apply online now at Chase or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for up to 12 Months |
10.99% Variable |
$0 |
Very Good |
Chase Freedom(SM) Credit Card
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- Receive $50 after You Make Your First Purchase
- 3% Cash Back in Your Top 3 Everyday Spending Categories
- 1% Cash Back for Every $1 You Spend on All Other Purchases
- Receive an Extra $50 Each Time You Save and Redeem $200 in Rewards
- Apply online now at Chase.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| No Introductory Rate Available |
14.99% Variable |
$0 |
Excellent |
Clear from American Express®
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- No Fees of Any Kind. No Annual Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees
- 0% Intro APR for Up to 12 Months
- Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500
- Pay in Full, or Carry a Balance
- Express Approval. Get a Decision in Less than 60 Seconds
- Apply online now at American Express.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for up to 12 Months |
As low as 10.99% Variable |
$0 |
None |
Discover® More(SM) Card - Clear
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- 5% to 20% Cashback Bonus at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Apply online now at the card issuer or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR* |
10.99% Fixed |
$0 |
Very Good |
Discover® More(SM) Card - Monogram
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- Earn More Cash in More Ways Than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards With More than 80 Cashback Bonus Partners*
- 0% Intro APR*
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR* |
10.99% Fixed |
$0 |
Very Good |
Discover® More(SM) Card - Sealife Collection
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- 5% to 20% Cashback Bonus at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR* |
10.99% Fixed |
$0 |
Very Good |
Discover® More(SM) Card - Wildlife Collection
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- 5% to 20% Cashback Bonus at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Apply online now at the card issuer or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR* |
10.99% Fixed |
$0 |
Very Good |