Instant Approval Credit Card Applications
Instant approval credit cards can be applied for online and are usually approved within minutes. Usually, a confirmation e-mail will let you know whether or not you are approved. A good to excellent credit history is generally required for instant approval.
Instant approval credit card applications are available on a large number of popular credit cards, some of which offer additional rewards programs, and most offer low introductory interest rates. Some popular options include:
- Cards offering 0% introductory APR for 12 months.
- Cards offering 0% introductory rate on balance transfers only for 12 months.
- 0% introductory APR (some balance transfers only), plus bonus points rewards programs.
Other cards replace APR with an annual fee, sometimes in combination with rewards programs. Depending on whether you expect to be carrying a balance, it is important to weigh these considerations. Therefore, comparing the different rates offered by different credit cards will show you what kind of savings you can expect before you apply for instant credit card approval.
Apply for an Instant Approval Credit Card Online
Secure Online Applications
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Blue Cash® for Business Credit Card
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- Up To 5% Cash Back on Virtually all Purchases
- No Limit on the Cash Back You Can Earn
- No Annual Fee
- 0% Intro APR for First 6 Months
- Option to Pay over Time or Pay in Full
- Online Application Approval Decision in Under Five Minutes
- Apply online now at American Express or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 6 Months |
As low as Prime + 2.99% Variable |
$0 |
None |
Blue Cash® from American Express
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- Up To 5% Cash Back with Unlimited Cash Rewards
- 0% Intro APR for 6 Months on Purchases
- Low Balance Transfer Rate - 4.99% Fixed APR for the Life of the Balance
- Express Approval. Get a Decision in Less than 60 Seconds
- No Annual Fee
- Apply online now at American Express or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 6 Months |
As low as 9.99% Variable |
$0 |
None |
Blue from American Express®
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- 0% APR on Purchases for Up to 15 Months
- No Annual Fee
- Low Balance Transfer APR — 4.99% Fixed APR for the Life of the Balance
- Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
- Membership Rewards Express® Program
- Online Application Approval Decision in Under Five Minutes
- Apply online now at American Express or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for up to 15 Months |
As low as 9.99% Variable |
$0 |
None |