Find the Best Low Interest Credit Card Offers
In addition to the range of Platinum credit cards that tend to fall into this category, there are a number of other low interest credit card offers on the market. Most low interest cards offer an interest free period, after which you pay a relatively low APR on balances. Some of the perks included in certain low interest cards include:
- 5% cash back on certain purchases.
- 0% APR for first 6-12 months, with regular APR of between 7.99% to 10.99% after the introductory period.
- No annual fees on many of these cards.
Depending on how you plan on using your credit card, the rewards offered in addition to the low interest rate will enable you to choose the best card for you. APR is the annual percentage rate used to calculate the total amount of interest you will pay, so it is an important point to consider if you will be carrying a balance after the introductory interest free rate is over.
Take into consideration the factors that affect you and your financial practices when choosing a credit card in order to find the best low interest credit card for you.
Apply for a Low Interest Credit Card Online
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Platinum Zero™ Secured Visa® Credit Card from Applied Bank®
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- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won’t Change - Even If You’re Late!
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| No Introductory Rate Available |
0% Fixed |
$0 |
Very Good |
IberiaBank Visa® Classic Card
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- No Annual Membership Fee
- Low Introductory APR on Balance Transfers for the First 6 Billing Cycles
- 25 Day Grace Period
- Online Access to Credit Card Account Information
- Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 1.99% APR for 6 Months |
7.25% - 13.25%* Variable |
$0 |
None |
IberiaBank Visa® Select Card
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- Introductory Fixed Rate on Purchases and Balance Transfers of 7.50% APR for the First 12 Billing Cycles
- Low Ongoing Variable Rate APR after introductory period
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 7.50% APR for 12 Months |
7.50% Variable |
$45 |
None |
IberiaBank Visa® Platinum Rewards Card
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- Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
- Turn Your Points Into Hotel, Gift, or Experience Rewards
- Travel Accident Coverage Up to $1,000,000
- No Annual Membership Fee
- Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 1.99% APR for 6 Months |
8.25%-14.25%* Variable |
$0 |
Very Good |
IberiaBank Visa® Gold Cash Back Rewards Card
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- Earn 1% in Cash Back Credits on All Qualifying Purchases
- No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
- Travel Accident Coverage up to $500,000
- No Annual Membership Fee
- Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 1.99% APR for 6 Months |
8.25%-14.25%* Variable |
$0 |
Good |
Gold MasterCard® Credit Card - Fixed 9.99% AIR
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- 9.99% Annual Interest Rate on Purchases and Cash Advances
- No Annual Fee
- 9.99% Annual Interest Rate on Purchases and Cash Advances
- Around-the-Clock Fraud Protection
- Online Access to Your Credit Card Account
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| Please refer to online application legal disclosures. |
9.99%* Fixed |
$0 |
Good |
Public Savings Bank Classic Secured VISA Card
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- 0% APR for 6 Months on Purchases
- No Annual Fee
- We Report to All 3 Credit Bureaus
- No Minimum Credit Score, No Income/Employment Verifications
- 25 Day Grace Period
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 6 Months |
11.24% Variable |
$0 |
None |
Bryant State Bank MasterCard
| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 3.25% APR for 6 Months on Balance Transfers |
11.25% Variable |
$20 |
None |
Discover® More® Card
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- 0% APR on Balance Transfers for a FULL 12 Months
- 0% APR on Purchases for a FULL 6 Months
- 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Turn Your Cashback Bonus into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
- Apply online now at the card issuer or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR* |
As low as 11.99% Variable |
$0 |
Very Good |
Discover® More® Card - Wildlife Collection
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- 0% APR on Balance Transfers and Purchases for a Full 6 Months
- 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
- Instant Response Within 60 Seconds
- Apply online now at the card issuer or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR |
as low as 11.99% Variable |
$0 |
Very Good |
Discover® More® Card- American Flag
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- 0% APR on Balance Transfers and Purchases for a Full 6 Months
- 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
- Instant Response Within 60 Seconds
- Apply online now at the card issuer or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR |
as low as 11.99% Variable |
$0 |
Very Good |
Discover® More® Card - Sealife Collection
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- 0% APR on Balance Transfers and Purchases for a Full 6 Months
- 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
- Instant Response Within 60 Seconds
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR |
as low as 11.99% Variable |
$0 |
Very Good |
