Find the Best Low Interest Credit Card Offers
In addition to the range of Platinum credit cards that tend to fall into this category, there are a number of other low interest credit card offers on the market. Most low interest cards offer an interest free period, after which you pay a relatively low APR on balances. Some of the perks included in certain low interest cards include:
- 5% cash back on certain purchases.
- 0% APR for first 6-12 months, with regular APR of between 7.99% to 10.99% after the introductory period.
- No annual fees on many of these cards.
Depending on how you plan on using your credit card, the rewards offered in addition to the low interest rate will enable you to choose the best card for you. APR is the annual percentage rate used to calculate the total amount of interest you will pay, so it is an important point to consider if you will be carrying a balance after the introductory interest free rate is over.
Take into consideration the factors that affect you and your financial practices when choosing a credit card in order to find the best low interest credit card for you.
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Platinum Zero™ Secured Visa® Credit Card from Applied Bank®
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- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won’t Change - Even If You’re Late!
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| No Introductory Rate Available |
0% Fixed |
$0 |
Very Good |
IberiaBank Visa® Classic Card
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- No Annual Membership Fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will b
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR
- Online Access to Credit Card Account Information
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 1.99% APR for 6 Months |
7.25%, 10.25%, or 13.25%* Variable |
$0 |
None |
IberiaBank Visa® Select Card
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- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR w
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest
- Online access to credit card account information
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0.00% or 7.50% for 12 Months on Purchases |
7.50% Variable |
$45 |
None |
IberiaBank Visa® Platinum Rewards Card
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will b
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR w
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 1.99% APR for 6 Months |
9.25%, 12.25%, or 15.25%* Variable |
$0 |
Very Good |
IberiaBank Visa® Gold Cash Back Rewards Card
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will b
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR w
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 1.99% APR for 6 Months |
9.25%, 12.25%, or 15.25%* Variable |
$0 |
Good |
Gold MasterCard® Credit Card - Fixed 9.99% AIR
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- 9.99% Annual Interest Rate on Purchases and Cash Advances
- No Annual Fee
- 9.99% Annual Interest Rate on Purchases and Cash Advances
- Around-the-Clock Fraud Protection
- Online Access to Your Credit Card Account
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| Please refer to online application legal disclosures. |
9.99%* Fixed |
$0 |
Good |
Escape by Discover® Card
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- 25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months
- Unlimited Double Miles on all purchases
- An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
- Flexible redemption options for travel, gift cards, or cash
- Enhanced travel benefits
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR* |
10.99% - 16.99% (V)* Variable |
$60 |
None |
Miles by Discover® Card
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- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
- Double Miles on your first $3,000 in travel and restaurant purchases each year
- Double Miles through our exclusive online shopping site
- One Mile for every dollar on all other purchase
- Flexible redemption options for travel, gift cards, or cash
- Apply online now at the card issuer or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR* |
10.99% - 16.99% (V)* Variable |
$0 |
Very Good |
Ink Cash℠ Business Card
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- 3% cash back on fuel, home improvement, dining and office supply purchases
- Unlimited 1% cash back on all other purchases
- No limit to the number of points you can earn
- Up to 10 points for $1 spent when you shop online through Chase Rewards Plus
- Free additional cards for employees
- Apply online now at Chase.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 6 Months |
As low as 11.24% (V) Variable |
$0 |
None |
Ink℠ with Ultimate Rewards℠
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- Cash back plus a million other redemption options
- No dollar goes unrewarded
- No caps and points never expire
- Unlimited rewards for you or your business
- When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points*
- Apply online now at Chase.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 6 Months |
As low as 11.24% (V) Variable |
$0 |
None |
Public Savings Bank Classic Secured VISA Card
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- Build Credit History - We Report to All 3 Major Credit Bureaus
- 0% APR on All Purchases for the First 6 Months
- No Annual Fees or Monthly Maintenance Fees
- No Credit Check
- No Checking Account Required
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 6 Months |
11.24% Variable |
$0 |
None |
Discover® Open Road Card
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- 2% Cashback Bonus automatically at any gas station and any restaurant
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 0% intro APR on balance transfers for 12 full months, then the Regular APR
- 0% intro APR on purchases for 6 months, then the Regular APR
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Intro APR* |
11.99% - 20.99% (V)* Variable |
$0 |
Very Good |
