Find the Best Low Interest Credit Card Offers

In addition to the range of Platinum credit cards that tend to fall into this category, there are a number of other low interest credit card offers on the market. Most low interest cards offer an interest free period, after which you pay a relatively low APR on balances. Some of the perks included in certain low interest cards include:

  • 5% cash back on certain purchases.
  • 0% APR for first 6-12 months, with regular APR of between 7.99% to 10.99% after the introductory period.
  • No annual fees on many of these cards.

Depending on how you plan on using your credit card, the rewards offered in addition to the low interest rate will enable you to choose the best card for you. APR is the annual percentage rate used to calculate the total amount of interest you will pay, so it is an important point to consider if you will be carrying a balance after the introductory interest free rate is over.

Take into consideration the factors that affect you and your financial practices when choosing a credit card in order to find the best low interest credit card for you.

Apply for a Low Interest Credit Card Online

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Onyx Card

Onyx Card

Apply for Onyx Card

Intro APR Regular APR Annual Fee Credit Needed
0% APR on All Purchases for Life 0% Fixed $0 Bad Credit OK

IberiaBank Visa® Classic Card

IberiaBank Visa® Classic Card

Apply for IberiaBank Visa® Classic Card

  • No Annual Membership Fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will b
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR w
  • Online Access to Credit Card Account Information
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
1.99% APR for 6 Months 7.25%, 10.25%, or 13.25%* Variable $0 None

IberiaBank Visa® Select Card

IberiaBank Visa® Select Card

Apply for IberiaBank Visa® Select Card

  • Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
  • Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR w
  • Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest
  • Online access to credit card account information
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0.00% or 7.50% for 12 Months on Purchases 7.50% Variable $45 None

IberiaBank Visa® Platinum Rewards Card

IberiaBank Visa® Platinum Rewards Card

Apply for IberiaBank Visa® Platinum Rewards Card

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will b
  • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR w
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
1.99% APR for 6 Months 9.25%, 12.25%, or 15.25%* Variable $0 Very Good

IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa® Gold Cash Back Rewards Card

Apply for IberiaBank Visa® Gold Cash Back Rewards Card

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will b
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR w
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
1.99% APR for 6 Months 9.25%, 12.25%, or 15.25%* Variable $0 Good

Public Savings OPEN SKY Secured Visa Credit Card

 Public Savings OPEN SKY Secured Visa Credit Card

Apply for  Public Savings OPEN SKY Secured Visa Credit Card

  • Build credit history - we report to all 3 major credit bureaus
  • No credit check for approval
  • Prime plus 6.5% variable APR - Not an introductory rate
  • No checking account required
  • No upfront or monthly fees. Just a flat $50 annual fee
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 9.75% Variable $50 None

Gold MasterCard® Credit Card - Fixed 9.99% AIR

Gold MasterCard® Credit Card - Fixed 9.99% AIR

Apply for Gold MasterCard® Credit Card - Fixed 9.99% AIR

  • 9.99% Annual Interest Rate on Purchases and Cash Advances
  • No Annual Fee
  • 9.99% Annual Interest Rate on Purchases and Cash Advances
  • Around-the-Clock Fraud Protection
  • Online Access to Your Credit Card Account
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
Please refer to online application legal disclosures. 9.99%* Fixed $0 Good

Discover® More Card

Discover® More Card

Apply for Discover® More Card

  • 0% intro APR on balance transfers for a full 18 months, then the Regular APR
  • 0% intro APR on purchases for a full 12 months, then the Regular APR
  • 5% Cashback Bonus® in seasonal categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
  • Apply online now at the card issuer or read our review.
Intro APR Regular APR Annual Fee Credit Needed
0% Intro APR* 11.99% - 20.99% (V)* Variable $0 Very Good

Discover® Open Road Card - $75 Restaurant.com Gift Certificate

Discover® Open Road Card - $75 Restaurant.com Gift Certificate

Apply for Discover® Open Road Card - $75 Restaurant.com Gift Certificate

  • Free $75 Restaurant.com Gift Certificate with first purchase
  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on balance transfers for 12 months, then the Regular APR
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% Intro APR* 11.99% - 20.99% (V)* Variable $0 Very Good

Discover® Motiva Card

Discover® Motiva Card

Apply for Discover® Motiva Card

  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you\'ll get a Pay-On-Time Bonus equal to a full month\'s interest added to your Cashback Bonus account
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
3.99% Intro APR* 11.99% - 20.99% (Variable)* Variable $0 None

Discover® More Card - 24 Month Promotional Balance Transfer

Discover® More Card - 24 Month Promotional Balance Transfer

Apply for Discover® More Card - 24 Month Promotional Balance Transfer

  • Limited Time - 0% intro APR on balance transfers for a full 24 months, then the Regular APR
  • Promotion only valid through February 28, 2011
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% Intro APR* 11.99% - 20.99% (V)* Variable $0 None

Discover® More Card - No Balance Transfer Fee

Discover® More Card - No Balance Transfer Fee

Apply for Discover® More Card - No Balance Transfer Fee

  • Limited Time - No Balance Transfer Fee
  • Promotion only valid through February 28, 2011
  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 12 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% Intro APR* 11.99% - 20.99% (V)* Variable $0 None

The credit card information shown here is provided by . Reviews are believed to be accurate during the time of evaluation, however, information posted may change after the review date, therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.