Find the Best Low Interest Credit Card Offers

In addition to the range of Platinum credit cards that tend to fall into this category, there are a number of other low interest credit card offers on the market. Most low interest cards offer an interest free period, after which you pay a relatively low APR on balances. Some of the perks included in certain low interest cards include:

  • 5% cash back on certain purchases.
  • 0% APR for first 6-12 months, with regular APR of between 7.99% to 10.99% after the introductory period.
  • No annual fees on many of these cards.

Depending on how you plan on using your credit card, the rewards offered in addition to the low interest rate will enable you to choose the best card for you. APR is the annual percentage rate used to calculate the total amount of interest you will pay, so it is an important point to consider if you will be carrying a balance after the introductory interest free rate is over.

Take into consideration the factors that affect you and your financial practices when choosing a credit card in order to find the best low interest credit card for you.

Apply for a Low Interest Credit Card Online

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IberiaBank Visa® Classic Card

IberiaBank Visa® Classic Card

Apply for IberiaBank Visa® Classic Card
  • No Annual Membership Fee
  • Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
  • No Transaction Fee for Balance Transfers
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% APR for 6 Months As low as 8.75%* Variable $0 None

IberiaBank Visa® Platinum Rewards Card

IberiaBank Visa® Platinum Rewards Card

Apply for IberiaBank Visa® Platinum Rewards Card
  • Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
  • Turn Your Points Into Hotel, Gift, or Experience Rewards
  • Travel Accident Coverage Up to $1,000,000
  • No Annual Membership Fee
  • Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% APR for 6 Months As low as 9.75%* Variable $0 Very Good

IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa® Gold Cash Back Rewards Card

Apply for IberiaBank Visa® Gold Cash Back Rewards Card
  • Earn 1% in Cash Back Credit on All Qualifying Purchases
  • No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
  • Travel Accident Coverage Up to $500,000
  • No Annual Membership Fee
  • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% APR for 6 Months As low as 9.75%* Variable $0 Good

Applied Bank® Secured Visa® Credit Card

Applied Bank® Secured Visa® Credit Card

Apply for Applied Bank® Secured Visa® Credit Card
  • 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late!
  • CHOOSE Your Credit Limit Up To $5,000*
  • $0 Fraud Liability
  • NO Credit Requirements
  • NO Income Requirements
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 9.99% Fixed $50 None

Applied Bank® Secured Visa® Gold Card

Applied Bank® Secured Visa® Gold Card

Apply for Applied Bank® Secured Visa® Gold Card
  • 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late!
  • CHOOSE Your Credit Limit Up To $5,000*
  • $0 Fraud Liability
  • NO Credit Requirements
  • NO Income Requirements
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 9.99% Fixed $50 Good

Gold MasterCard® Credit Card - Fixed 9.99% AIR

Gold MasterCard® Credit Card - Fixed 9.99% AIR

Apply for Gold MasterCard® Credit Card - Fixed 9.99% AIR
  • 9.99% Annual Interest Rate on Purchases and Cash Advances
  • No Annual Fee
  • 9.99% Annual Interest Rate on Purchases and Cash Advances
  • Around-the-Clock Fraud Protection
  • Online Access to Your Credit Card Account
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
Please refer to online application legal disclosures. 9.99%* Fixed $0 Good

Public Savings Bank Secured Black Card

Public Savings Bank Secured Black Card

Apply for Public Savings Bank Secured Black Card
  • 0% APR for 6 Months on All Purchases
  • Unauthorized Use Protection
  • As Low as $300 Minimum Deposit FDIC Insured Account
  • Up to $1M Credit Limit
  • Income, Credit and Employment Not a Factor
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% APR for 6 Months 11.24% Variable $0 None

Discover® Open Road(SM) Card

Discover® Open Road(SM) Card

Apply for Discover® Open Road(SM) Card
  • Double Cashback BonusŪ on Grocery Store Purchases in November and December*
  • 5% to 20% Cashback BonusŪ at Top Online Retailers*
  • Up to 1% Unlimited Cashback BonusŪ on All Other Purchases Automatically
  • Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 CBB Partners
  • No Annual Fee
  • Apply online now at the card issuer or read our review.
Intro APR Regular APR Annual Fee Credit Needed
0% Intro APR* 11.99% Variable $0 Very Good

Discover® More(SM) Card - Clear

Discover® More(SM) Card - Clear

Apply for Discover® More(SM) Card - Clear
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • No Annual Fee
  • Online Account Access
  • Apply online now at the card issuer or read our review.
Intro APR Regular APR Annual Fee Credit Needed
0% Intro APR* as low as 11.99% Variable $0 Very Good

Discover® More(SM) Card

Discover® More(SM) Card

Apply for Discover® More(SM) Card
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • No Annual Fee
  • Online Account Access
  • Apply online now at the card issuer or read our review.
Intro APR Regular APR Annual Fee Credit Needed
0% Intro APR* As low as 11.99% Variable $0 Very Good

Discover® More(SM) Card - Wildlife Collection

Discover® More(SM) Card - Wildlife Collection

Apply for Discover® More(SM) Card - Wildlife Collection
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • No Annual Fee
  • Online Account Access
  • Apply online now at the card issuer or read our review.
Intro APR Regular APR Annual Fee Credit Needed
0% Intro APR* as low as 11.99% Variable $0 Very Good

Discover® More(SM) Card- American Flag

Discover® More(SM) Card- American Flag

Apply for Discover® More(SM) Card- American Flag
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • No Annual Fee
  • Online Account Access
  • Apply online now at the card issuer or read our review.
Intro APR Regular APR Annual Fee Credit Needed
0% Intro APR* as low as 11.99% Variable $0 Very Good

The credit card information shown here is provided by . Reviews are believed to be accurate during the time of evaluation, however, information posted may change after the review date, therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.