Find the Best Low Interest Credit Card Offers
In addition to the range of Platinum credit cards that tend to fall into this category, there are a number of other low interest credit card offers on the market. Most low interest cards offer an interest free period, after which you pay a relatively low APR on balances. Some of the perks included in certain low interest cards include:
- 5% cash back on certain purchases.
- 0% APR for first 6-12 months, with regular APR of between 7.99% to 10.99% after the introductory period.
- No annual fees on many of these cards.
Depending on how you plan on using your credit card, the rewards offered in addition to the low interest rate will enable you to choose the best card for you. APR is the annual percentage rate used to calculate the total amount of interest you will pay, so it is an important point to consider if you will be carrying a balance after the introductory interest free rate is over.
Take into consideration the factors that affect you and your financial practices when choosing a credit card in order to find the best low interest credit card for you.
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IberiaBank Visa® Classic Card
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- Variable Rates as Low as Prime - 1%
- No Annual Membership Fee
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
- 25 Day Grace Period
- Online Access to Credit Card Information
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 6 Months |
4.00% Variable |
$0 |
None |
SimplyCash® Business Card from American Express
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- Earn 5% Cash Back on Office Supplies and Wireless Services
- Earn 3% Cash Back on Automobile Gas Purchases of Up to $12,000 Per Year; 1% Thereafter
- Earn 1% Cash Back on Virtually All Other Purchases
- No Limits to The Cash Back You Can Earn
- Cash Back is Automatically Credited to the Statement Each Month
- Apply online now at American Express.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for Up to 12 Months |
As low as Prime + 0% Variable |
$0 |
Very Good |
IberiaBank Visa® Platinum Rewards Card
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- No Annual Fee
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
- Earn 1 Bonus Point for Every $1 in Net Retail Purchases and Redeem Your Points for Hotel Rooms, Gourmet Dinners, Travel, and More
- Data
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 6 Months |
5.99% Variable |
$0 |
Very Good |
IberiaBank Visa® Gold Cash Back Rewards Card
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- 1% Cash Back on Everything You Buy From Day One
- No limit on Cash Back; No Expiration for the Life of Your Account
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
- No Minimum to Redeem for Cash
- No Annual Membership Fee
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 6 Months |
5.99% Variable |
$0 |
Good |
Pulaski Bank Visa® Card
| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 6 Months |
6.50% Fixed |
$35 |
None |
Capital One® Platinum Prestige
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- Rest Easy With an Outstanding, Low Rate - for Customers With Excellent Credit
- 7.9% APR on Purchases and Balance Transfers
- Your APR will Not Increase Simply Because You Pay Late Only Once or Go Over Your Credit Limit
- No Annual Fee and No Balance Transfer Fees
- *See Capital One® Important Disclosures for More Information
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| No Introductory Rate Available |
7.90% |
$0 |
Excellent |
Capital One® Platinum Prestige - Visa®
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- Rest Easy with an Outstanding, Low Rate-for Customers with Excellent Credit
- 7.9% APR on Purchases and Balance Transfers
- Your APR Will Not Increase Simply Because You Pay Late Only Once or Go Over Your Credit Limit
- No Annual Fee and No Balance Transfer Fees
- *See Capital One® Important Disclosures for More Information
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| No Introductory Rate Available |
7.90% |
$0 |
Excellent |
Blue Cash® for Business Credit Card
| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 6 Months |
As low as Prime + 2.99% Variable |
$0 |
None |
The Platinum Business Credit Card
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- Option to Enroll in the Membership Rewards Express® Program Fee-Free
- There's No Limit to the Number of Points You Can Earn
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- 0% APR for the First 12 Months
- No Annual Fee
- Apply online now at American Express or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 12 Months |
As low as Prime + 2.99% Variable |
$0 |
Very Good |
Blue for Business® Credit Card
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- 0% introductory APR on Purchases for Up To 15 Months
- No Annual Fee with the Flexibility to Pay in Full or Carry a Balance
- No Annual Fee for Additional Cards
- Option to Enroll in the Complimentary Membership Rewards Express® Program, with Flexible Rewards for You or Your Business
- There's no limit to the number of points you can earn and points have no expiration date
- Apply online now at American Express.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for up to 15 Months |
As low as Prime Rate + 2.99% Variable |
$0 |
None |
Advanta Platinum with Rewards Customized BusinessCard
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- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR Thereafter*
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back on Office Supplies, Gas and More*
- No Annual Fee and No Limit on Earnings
- Get Employee Cards with No Fee and Set Spending Limits Per User
- * See terms and conditions for important information, benefits and limitations
- Apply online now at Advanta.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% APR for 15 Months |
7.99% Variable |
$0 |
Very Good |
Chase Business Rebate Visa® Card
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- 3% Cash Back** for Purchases at Restaurants, Gas Stations, Office Supply Stores, Building Supply Stores, and Hardware and Home Improvement Stores
- 1% Cash Rebate on All Other Purchases
- 0% APR for Up To 15 Months* on Balance Transfers
- No Annual Fee
- Free Additional Cards for Your Employees, Free Quarterly Reports, and Other Online Account Management Tools to Help You Keep Track of Your Business Expenses
- Apply online now at Chase or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| to 0% APR for up to 15 Months |
7.99% Fixed |
$0 |
None |