Platinum and Business Platinum Credit Card Offers

Platinum credit cards by the various major issuers tend to be classified as low interest rate cards, and require a good to excellent credit history for your application to be approved. These cards are a good choice for balance transfers or initial major purchases, offering low or 0% introductory interest rates for a limited time, and no annual fees.

Cards vary primarily in the APR charged, which will determine the total amount of interest you will end up paying on balances following the introductory period. They also vary slightly according to credit rating required for approval. With bonus offers becoming more popular in all kinds of credit cards, you can also find the occasional Platinum credit card offers that come with additional features. The following examples illustrate the types of differences you can expect to find:

• 0% APR is typically offered for a 12 month introductory period. Although some cards offer only 6 months, and others up to 15 months.
• Regular APR rates are generally between 9.99% and 13.24%.
• Cash back offers, either company-specific, or more general, to save you money, or reward you with free merchandise, entertainment, or travel.

Depending on your credit history and interest in special offers, there are likely platinum credit cards to suit your needs and help pay off balances from higher interest cards or credit lines. There are also business platinum credit cards for your small business to enjoy.

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