Platinum and Business Platinum Credit Card Offers

Platinum credit cards by the various major issuers tend to be classified as low interest rate cards, and require a good to excellent credit history for your application to be approved. These cards are a good choice for balance transfers or initial major purchases, offering low or 0% introductory interest rates for a limited time, and no annual fees.

Cards vary primarily in the APR charged, which will determine the total amount of interest you will end up paying on balances following the introductory period. They also vary slightly according to credit rating required for approval. With bonus offers becoming more popular in all kinds of credit cards, you can also find the occasional Platinum credit card offers that come with additional features. The following examples illustrate the types of differences you can expect to find:

  • 0% APR is typically offered for a 12 month introductory period. Although some cards offer only 6 months, and others up to 15 months.
  • Regular APR rates are generally between 9.99% and 13.24%.
  • Cash back offers, either company-specific, or more general, to save you money, or reward you with free merchandise, entertainment, or travel.

Depending on your credit history and interest in special offers, there are likely platinum credit cards to suit your needs and help pay off balances from higher interest cards or credit lines. There are also business platinum credit cards for your small business to enjoy.

Apply for a Platinum Credit Card Online

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Capital One® Platinum Prestige

Capital One® Platinum Prestige

Apply for Capital One® Platinum Prestige

  • Rest Easy With an Outstanding, Low Rate - for Customers With Excellent Credit
  • 7.9% APR on Purchases and Balance Transfers
  • Your APR will Not Increase Simply Because You Pay Late Only Once or Go Over Your Credit Limit
  • No Annual Fee and No Balance Transfer Fees
  • *See Capital One® Important Disclosures for More Information
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 7.90% $0 Excellent

Capital One® Standard Platinum

Capital One® Standard Platinum

Apply for Capital One® Standard Platinum

  • Great Choice if You Carry a Balance Short-Term
  • 0% on Purchases Until December 2008. After That, Variable APR, Currently 19.8%
  • No Annual Fee
  • Exclusive Savings: up to 40% off Featured Deals and 10% Savings on Everything Else at Capital One® Saving Zone(SM) on Yahoo! Shopping
  • Platinum Benefits Including Extended Warranties, Travel Accident Insurance and 24 Hour Roadside Assistance
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% on Purchases until December 2008 19.80% Variable $0 Limited

Capital One® Business Platinum with Double No Hassle Miles(SM)

Capital One® Business Platinum with Double No Hassle Miles(SM)

Apply for Capital One® Business Platinum with Double No Hassle Miles(SM)

  • Earn Rewards Twice as Fast!
  • 2 Miles Per Dollar Spent on Purchases
  • Redeem Miles for Cash Back, Gift Cards, Flights, and More
  • Fly on Any Airline With No Blackout Dates or Seat Restrictions
  • No Annual Fee
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 17.99% Variable $39 Excellent

Capital One® Business Platinum

Capital One® Business Platinum

Apply for Capital One® Business Platinum

  • Separate Your Business and Personal Expenses
  • 0% APR on Purchases Until August 2009
  • No Annual Fee
  • Free Year-End Summary
  • Free Employee Cards with Individual Spending Limits You Set
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% on Purchases until August 2009 As low as 9.99% Variable $0 Fair

Platinum Delta SkyMiles® Credit Card from American Express

Platinum Delta SkyMiles® Credit Card from American Express

Apply for Platinum Delta SkyMiles® Credit Card from American Express

  • Earn 20,000 Bonus SkyMiles® (Including 5,000 Medallion Qualification Miles) After First Purchase and Another 2,500 for Adding an Additional Cardmember
  • Earn One Companion Coach Class Ticket Each Year Upon Renewal
  • Earn at Least 1 Mile for Every Eligible Dollar Spent
  • Miles Never Expire and There is No Cap on the Miles You Can Earn
  • Pay with Miles: Pay for All or Part of Your Flight with Miles — and Put the Rest on Your Card
  • Apply online now at American Express.
Intro APR Regular APR Annual Fee Credit Needed
3.90% APR for Life of Balance Transfers 14.99% Variable $150 Very Good

Capital One® Standard Platinum for Students

Capital One® Standard Platinum for Students

Apply for Capital One® Standard Platinum for Students

  • If You Have a Limited Credit History and are Starting to Establish a Credit Foundation, this Card Can Grow While Providing Great Benefits
  • 0% APR on Purchases Until December 2008. After that, Variable APR, Currently 19.8%
  • No Annual Fee or Balance Transfer Fees
  • A Manageable Credit Line to Help Control Your Finances
  • $0 Fraud Liability if Your Card Gets Lost or Stolen
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% on Purchases until December 2008 19.80% Variable $0 Average

Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card

Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card

Apply for Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card

  • Earn WorldPoints With Every Retail Purchase You Make With The Card.
  • No Annual Fee
  • Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers Through Your First Twelve Billing Cycles.
  • Zero Liability For Unauthorized Card Use.
  • Card Issued by FIA Card Services, N.A.
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% APR for 12 Billing Cycles 9.99% / 15.99% Fixed $0 Very Good

BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card

BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card

Apply for BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card

  • Earn 1 Point for Every Net Retail Purchase Dollar Spent and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
  • Access to the MyConcierge(SM) Service, a Unique Personal Assistance Service
  • Absolute Fraud Protection Against Unauthorized Use, Online and Offline
  • No Annual Fee
  • Card Issued by FIA Card Services, N.A.
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% APR for 12 Billing Cycles 9.9% / 15.99% Fixed $0 Very Good

Advanta Platinum with Rewards Customized BusinessCard

Advanta Platinum with Rewards Customized BusinessCard

Apply for Advanta Platinum with Rewards Customized BusinessCard

  • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR Thereafter*
  • 7.99% Variable APR on Purchases
  • Choice of 5% Cash Back on Office Supplies, Gas and More*
  • No Annual Fee and No Limit on Earnings
  • Get Employee Cards with No Fee and Set Spending Limits Per User
  • * See terms and conditions for important information, benefits and limitations
  • Apply online now at Advanta.
Intro APR Regular APR Annual Fee Credit Needed
0% APR for 15 Months 7.99% Variable $0 Very Good

Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card

Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card

Apply for Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card

  • *Help Conservation Efforts - With Each Card Purchase, Bass Pro Shops and the National Fish and Wildlife Foundation Will Make a Contribution to Help Conservation Efforts, with a Guaranteed Yearly Contribution as High as $1.5 Million, at No Additional
  • *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • *No Annual Fee
  • Card Issued by FIA Card Services, N.A.
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% APR for 12 Billing Cycles 9.9% / 15.99% Fixed $0 Very Good

Capital One® Platinum

Capital One® Platinum

Apply for Capital One® Platinum

  • Smart Choice if You Carry a Balance Long-Term
  • Pay Down Balances Faster with a Low APR
  • 0% on Purchases until December 2008 - After that, a Variable APR, currently 8.9%
  • Exclusive Savings: Up to 40% Off Featured Deals and 10% Savings on Everything Else at Capital One® Saving Zone(SM) on Yahoo! Shopping
  • *See Capital One® Important Disclosures for More Information.
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% on Purchases until December 2008 8.90% Variable $39 Very Good

Capital One® Classic Platinum - Visa®

Capital One® Classic Platinum - Visa®

Apply for Capital One® Classic Platinum - Visa®

  • A Competitive APR with a Lower Annual Fee
  • 0% on Purchases Until December 2008. After that, Variable APR, Currently 14.9%
  • Exclusive Savings: Up to 40% Off Featured Deals and 10% Savings on Everything Else at Capital One® Saving Zone(SM) on Yahoo! Shopping
  • Platinum Benefits Including Extended Warranties, Travel Accident Insurance and 24 Hour Roadside Assistance
  • *See Capital One® Important Disclosures for More Information
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% on Purchases until December 2008 14.90% Variable $19 Very Good

The credit card information shown here is provided by . Reviews are believed to be accurate during the time of evaluation, however, information posted may change after the review date, therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.