Free Prepaid Debit and Credit Cards

A free prepaid credit card is a possible answer to your credit needs if you are having trouble getting approved for a conventional credit card. Prepaid cards give you access to a credit card account with an amount that you pay ahead of time, enabling you to then use it more like a debit card. This is advantageous for all those occasions where a credit card is required, for everything from getting a video store membership to renting a car.

The primary advantages of free prepaid debit cards include:

  • Help control your credit card spending with prepaid limits.
  • Work on building or rebuilding your credit rating.
  • No employment necessary for these credit cards.
  • No credit check required.

In most cases an applicant still has to be over the age of 18 to apply for a prepaid credit card, and these credit cards need to be treated carefully to avoid loss or theft as they do not have the added security of a debit card's password protection. However, this option is good news for many people who want to take advantage of the freedom afforded by a credit card without having to meet the strict application requirements.

Apply for a Prepaid Credit Card Online

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AccountNow® Vantage Prepaid MasterCard®

AccountNow® Vantage Prepaid MasterCard®

Apply for AccountNow® Vantage Prepaid MasterCard®

Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

Millennium Advantage Pre-Paid MasterCard®

Millennium Advantage Pre-Paid MasterCard®

Apply for Millennium Advantage Pre-Paid MasterCard®

  • Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
  • No Credit Check or Income Verification Required
  • No Chexsystem Check
  • No Minimal Balance Required!
  • Phone and On-line Account Access
  • Apply online now at New Millennium Bank.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

Prepaid Visa® RushCard™

Prepaid Visa® RushCard™

Apply for Prepaid Visa® RushCard™

  • No Monthly, Annual, or Hidden Fees
  • Created by Philanthropist and Entrepreneur Russell Simmons
  • Everyone is Eligible — No Credit Check or Employment Verification
  • Quick, Easy Application
  • Free Money Loading With Direct Deposit of Pay or Government Benefits
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

AccountNow™ Vantage Prepaid Visa® Card

AccountNow™ Vantage Prepaid Visa® Card

Apply for AccountNow™ Vantage Prepaid Visa® Card

  • $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
  • 100% Guaranteed Approval*
  • FREE Credit Builder
  • FREE Online Bill Pay
  • FREE Direct Deposit
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

All-Access® Visa® Prepaid Card

All-Access® Visa® Prepaid Card

Apply for All-Access® Visa® Prepaid Card

  • As Seen in Stores Nationwide
  • Extra User Cards — EXCLUSIVE OFFERING!
  • FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
  • FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
  • FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

Bank Freedom(SM) Prepaid MasterCard®

Bank Freedom(SM) Prepaid MasterCard®

Apply for Bank Freedom(SM) Prepaid MasterCard®

  • $0 ACTIVATION FEE - No Conditions!
  • 100% Guaranteed Approval - No Credit Check
  • FREE - Unlimited Purchase Transactions
  • FREE Direct Deposit - No More Check Cashing Fees
  • FREE Account Alerts - Email and/or SMS Text Messages
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

Eufora™ Elite Credit Builder Prepaid MasterCard®

Eufora™ Elite Credit Builder Prepaid MasterCard®

Apply for Eufora™ Elite Credit Builder Prepaid MasterCard®

  • BUILDS CREDIT! Reports to Credit Bureaus
  • 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
  • FREE Direct Deposit
  • FREE Point of Sale Transactions
  • FREE 24/7 Online Access
  • Apply online now at the card issuer or read our review.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 Very Good

Baby Phat Prepaid Visa® RushCard™

Baby Phat Prepaid Visa® RushCard™

Apply for Baby Phat Prepaid Visa® RushCard™

  • Use Anywhere Visa Debit Cards are Accepted - In Stores on the Internet, and Over the Phone
  • Simple and Reasonable - No Monthly, Annual, or Hidden Fees
  • Free Money Loading With Direct Deposit and Free 24x7 Customer Service
  • Everyone is Eligible — No Credit Check or Employment Verification
  • Quick, Easy Application - No Monthly Fee
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

Wired Plastic™ Prepaid Visa® Card

Wired Plastic™ Prepaid Visa® Card

Apply for Wired Plastic™ Prepaid Visa® Card

  • New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
  • No Bounced Check, NSF and Overdraft Charges EVER!
  • FREE Rewards Program - Earn 1 Point for Every $1 Spent, Redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Credit Builder with Overdraft Protection
  • Apply online now at the card issuer or read our review.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

All-Access® MasterCard® Prepaid Card

All-Access® MasterCard® Prepaid Card

Apply for All-Access® MasterCard® Prepaid Card

  • As Seen in Stores Nationwide
  • Extra User Cards — EXCLUSIVE OFFERING!
  • FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
  • FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
  • FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

BuyRIGHT Pre-Paid MasterCard®

BuyRIGHT Pre-Paid MasterCard®

Apply for BuyRIGHT Pre-Paid MasterCard®

Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 Very Good

READYdebit™ Card

READYdebit™ Card

Apply for READYdebit™ Card

  • Visa® Debit Card — Accepted Worldwide
  • Access to a Million ATMs Around the World
  • Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
  • Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
  • 24x7 Customer Support — Online and Phone
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
No introductory rate available No APR $0 None

The credit card information shown here is provided by . Reviews are believed to be accurate during the time of evaluation, however, information posted may change after the review date, therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.