Find the Best Credit Card Rewards Programs

There are a variety of credit card rewards programs available today that offer such incentives as points, rebates or cash back in order to attract and retain your business. Types of rewards credit cards include travel, shopping, cash back, city points, airline, hotel, and savings account. Most major credit card companies are becoming specialized in designing credit cards with savings to suit a variety of lifestyles. The best rewards credit cards come with no annual fee, but they usually require good to excellent credit ratings.

For a brief comparison of some popular credit card offers, consider some of the following:

  • Gas rewards offer cash back on gasoline and other selected purchases, some with a higher cash back bonus for gas purchased in the first 2-3 months, which may be useful if you are planning a long road trip.
  • Cash back rewards programs may offer 5% cash back at grocery stores, gas stations and drug stores, and 1% elsewhere — leading to long term savings on purchases you make weekly.
  • Points programs may offer 1 point per $1 spent, redeemable on merchandise, travel, gift cards or cash back. Some programs are specific to a certain company, while others are more general.

Depending on whether you are more interested in general savings at a wider variety of businesses, or more targeted savings and rewards with a particular company, there are many credit cards available that offer something back for your customer loyalty.

Apply for a Rewards Credit Card Online

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Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

Apply for Gold Delta SkyMiles® Credit Card from American Express

  • Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two Additional Card members to your account - redeem 25,000 miles for a flight
  • No annual fee for your first year of Card membership; $95 thereafter
  • Check your first bag free on every Delta flight
  • Earn two miles for every eligible dollar you spend on qualifying Delta, Northwest, and Delta Vacations purchases
  • Apply online now at American Express.
Intro APR Regular APR Annual Fee Credit Needed
9.99% on Balance Transfers for 12 months 14.50% variable Variable $95 Good

Miles by Discover® Card

Miles by Discover® Card

Apply for Miles by Discover® Card

  • 12,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year
  • 1 Mile per $1 on every purchase
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
  • No limit on the Miles you earn and Miles don\'t expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% Intro APR* Varies $0 Very Good

Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

Apply for Starwood Preferred Guest® Credit Card from American Express

  • Earn up to 25,000 Starpoints® - enough for two free nights at the Westin St. Francis in San Francisco, the W Boston or any other category 5 hotel.
  • Redeem Starpoints (R) for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout dates.
  • No annual fee for the first year and $65 thereafter.
  • Stay 2 nights and get the 3rd night free at participating Sheraton (R) Hotels and Resorts worldwide.
  • Earn 4 to 5 Starpoints for every dollar you spend at Starwood Preferred Guest Hotels and Resorts.
  • Apply online now at American Express or read our review.
Intro APR Regular APR Annual Fee Credit Needed
2.90% on Purchases and Balance Transfers for 6 months 15.24% variable Variable $65 Very Good

Discover® More Card - No Balance Transfer Fee

Discover® More Card - No Balance Transfer Fee

Apply for Discover® More Card - No Balance Transfer Fee

  • Limited Time - No Balance Transfer Fee
  • Promotion only valid through February 28, 2011
  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 12 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% Intro APR* 11.99% - 20.99% (V)* Variable $0 None

CAA Quebec MasterCard®

CAA Quebec MasterCard®

Apply for CAA Quebec MasterCard®

  • No Annual Fee
  • Low 3.99% Introductory Interest Rate for 6 Months on Cheque Cash Advances and Balance Transfers
  • Online Access to Your Credit Card Account
  • Unparalleled 24-Hour Customer Service
  • International Acceptance at Millions of Locations
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
Please refer to online application legal disclosures. 14.99%* Fixed $0 None

Chase Sapphire℠ Preferred Card

Chase Sapphire℠ Preferred Card

Apply for Chase Sapphire℠ Preferred Card

  • Start with a Free Flight - Earn 25,000 bonus points after you spend 3,000 in the first 3 months- that\'s enough for a free flight - or use your points toward just about anything else!
  • Points are worth 25% more when you book airfare online through Ultimate RewardsSM
  • No travel restrictions or blackout dates when you book airfare or hotel through Ultimate RewardsSM
  • Earn a 7% annual points dividend - even on points already redeemed
  • Redeem your points at leading airlines and hotels at a 1:1 value
  • Apply online now at Chase.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available Varies $85 None

All-New Southwest Airlines Rapid Rewards® Plus Credit Card

All-New Southwest Airlines Rapid Rewards® Plus Credit Card

Apply for All-New Southwest Airlines Rapid Rewards® Plus Credit Card

  • NEW! Get 20,000 Points toward FREE FLIGHTS after your first purchase!
  • No Blackout Dates, Unlimited Reward Seats, and Points Don't Expire.
  • Now you can redeem for International Travel.
  • Earn 2 Points per $1 spent on Southwest Airlines purchases.
  • Earn 2 Points per $1 spent on Southwest Hotel and Car Rental Partner purchases.
  • Apply online now at Chase.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 14.24% (Variable)* Variable $59 Excellent

Marriott Rewards Premier Credit Card from Chase

Marriott Rewards Premier Credit Card from Chase

Apply for Marriott Rewards Premier Credit Card from Chase

  • Earn 30,000 Bonus Points after your first purchase
  • Receive a free night stay every year
  • Earn 5 points for every $1 spent at Marriott® locations
  • Earn 2 points for every $1 spent on airline, dining, and rental car purchases
  • Earn 1 point for every $1 spent on other eligible purchases
  • Apply online now at Chase.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 14.24% (Variable)* Variable $65 None

TrueEarnings® Card from Costco and American Express

TrueEarnings® Card from Costco and American Express

Apply for TrueEarnings® Card from Costco and American Express

  • No annual fee for Costco members
  • 0% intro APR on purchases for six months
  • Earn cash back wherever you buy, including 3% for gasoline for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, and 1% virtually everywhere else
  • Data
  • Apply online now at American Express.
Intro APR Regular APR Annual Fee Credit Needed
0% on Purchases for 6 months 15.24% variable Variable $0 None

Chase Sapphire℠

Chase Sapphire℠

Apply for Chase Sapphire℠

  • Earn 25,000 bonus points - after you spend $3,000 in the first 3 months- that's $250 toward a round trip flight or any other reward!
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 2X points earned on airfare & hotel accommodations booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • 24/7 Dedicated service advisors (No voice recording)
  • Apply online now at Chase.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available Varies $0 None

Chase Freedom® Visa - $100 Bonus Cash Back (0% APR)

Chase Freedom® Visa - $100 Bonus Cash Back (0% APR)

Apply for Chase Freedom® Visa - $100 Bonus Cash Back (0% APR)

  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers
  • 0% Intro APR for 6 months on purchases
  • 5% Cash Back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly enrollment and maximum.
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Apply online now at Chase.
Intro APR Regular APR Annual Fee Credit Needed
12 months on balance transfers, 6 months on purchases As low as 11.99% Variable Variable $0 None

Discover® Motiva Card

Discover® Motiva Card

Apply for Discover® Motiva Card

  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you\'ll get a Pay-On-Time Bonus equal to a full month\'s interest added to your Cashback Bonus account
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
3.99% Intro APR* 11.99% - 20.99% (Variable)* Variable $0 None

The credit card information shown here is provided by . Reviews are believed to be accurate during the time of evaluation, however, information posted may change after the review date, therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.