Find the Best Secured Bank Credit Cards

If you are having difficulty getting approved for regular credit cards, a secured credit card may be a good option for you. Unlike a regular credit card, a secured bank credit card is linked to a savings account, from which money may be automatically drawn if the cardholder fails to pay his/her bill. By requiring the cardholder to deposit a minimum amount in the savings account, the card issuer's risk is lowered significantly, making it easy for almost anyone to be approved for this type of card.

Although these types of cards are secured by bank accounts, they still have the same purchasing power as traditional unsecured cards. Additionally, they can help you rebuild your credit score if you pay your bills on time and in full.

Apply for a Secured Credit Card Online

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Applied Bank® Secured Visa® Credit Card

Applied Bank® Secured Visa® Credit Card

Apply for Applied Bank® Secured Visa® Credit Card
  • 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late!
  • CHOOSE Your Credit Limit Up To $5,000*
  • $0 Fraud Liability
  • NO Credit Requirements
  • NO Income Requirements
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 9.99% Fixed $50 None

Applied Bank® Secured Visa® Gold Card

Applied Bank® Secured Visa® Gold Card

Apply for Applied Bank® Secured Visa® Gold Card
  • 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late!
  • CHOOSE Your Credit Limit Up To $5,000*
  • $0 Fraud Liability
  • NO Credit Requirements
  • NO Income Requirements
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 9.99% Fixed $50 Good

First Option Visa® Card

First Option Visa® Card

Apply for First Option Visa® Card
  • Get a Full Privilege Secured Visa® Credit Card Account
  • Get Approved for Up To $5,000 in Secured Credit with No Credit Check
  • Guaranteed Approved Regardless of Credit History or Income
  • Earn Interest on Your Deposits
  • FDIC Insured
  • Apply online now at New Millennium Bank.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 19.5% Fixed $59 None

New Millennium Bank Secured Black Diamond Visa®/MasterCard®

New Millennium Bank Secured Black Diamond Visa®/MasterCard®

Apply for New Millennium Bank Secured Black Diamond Visa®/MasterCard®
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 19.5% Fixed $59 None

New Millennium Bank Secured Gold Visa® / MasterCard®

New Millennium Bank Secured Gold Visa® / MasterCard®

Apply for New Millennium Bank Secured Gold Visa® / MasterCard®
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 19.5% Fixed $59 Good

New Millennium Bank Secured Platinum Visa®/MasterCard®

New Millennium Bank Secured Platinum Visa®/MasterCard®

Apply for New Millennium Bank Secured Platinum Visa®/MasterCard®
  • Get Approved for Up To $10,000 in Secured Credit with No Credit Check
  • Free Companion Airfare
  • Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
  • Guaranteed Issue
  • Credit Amount Equals the Deposit
  • Apply online now at New Millennium Bank or read our review.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 19.5% Fixed $59 Very Good

Next Millennium MasterCard®

Next Millennium MasterCard®

Apply for Next Millennium MasterCard®
  • Get a Full Privilege Secured MasterCard® Credit Card Account
  • Get Approved for Up To $5,000 in Secured Credit with No Credit Check
  • Guaranteed Approved Regardless of Credit History or Income
  • Earn Interest on Your Deposits
  • FDIC Insured
  • Apply online now at New Millennium Bank.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 19.5% Fixed $59 None

Public Savings Bank Secured Black Card

Public Savings Bank Secured Black Card

Apply for Public Savings Bank Secured Black Card
  • 0% APR for 6 Months on All Purchases
  • Unauthorized Use Protection
  • As Low as $300 Minimum Deposit FDIC Insured Account
  • Up to $1M Credit Limit
  • Income, Credit and Employment Not a Factor
  • Apply online now at the card issuer.
Intro APR Regular APR Annual Fee Credit Needed
0% APR for 6 Months 11.24% Variable $0 None

Ultra VX Visa® Card

Ultra VX Visa® Card

Apply for Ultra VX Visa® Card
  • Credit-On Demand™: Up to $25,000 Credit Line - Patent Pending
  • Instant Approval: No Credit Check, No Minimum Income, or Bank Account Required
  • Credit Reporting: Reports to Major Credit Bureaus
  • Clear Rewards™ American Airlines, Southwest, jetBlue, Marriot, and More…No Restrictions!
  • Powerful Account Features: Direct Deposit, Bill Pay, Free Alerts, Add Cash Instantly at 100,000 Retail Locations Nationwide
  • Apply online now at New Millennium Bank.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 14.9% Fixed $0 None

The credit card information shown here is provided by . Reviews are believed to be accurate during the time of evaluation, however, information posted may change after the review date, therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.