The Best College Student Credit Cards
College student credit cards are designed for college students who might not otherwise qualify due to lack of employment while they are in school. It is not a bad idea to start establishing a credit history sooner rather than later. Qualifying while you are a college student means you will have a credit card should you want one in the future, regardless of your employment situation at that time.
Some popular features in student credit cards include:
- 0% APR for an introductory period of 6 months.
- No annual fee.
- No minimum income or previous credit history required.
- Rewards programs including cash back opportunities.
While no previous credit history is necessary to obtain a student credit card, the APR on these cards tends to be higher than some other options, so it is important that you use your card responsibly in order to avoid the accumulation of credit card debt.
With these options, every student who wants a credit card should manage to find the best student credit card for his/her needs.
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Discover® Open Road(SM) Card for Students
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- Double Cashback Bonus® on Grocery Store Purchases in November and December*
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Apply online now at the card issuer.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Interest* for 6 Months |
as low as 14.99% Variable |
$0 |
None |
Discover® Student Card - Tropical Beach
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- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- Apply online now at the card issuer or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Interest* for 6 Months |
as low as 14.99% Variable |
$0 |
None |
Discover® Student Card
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- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- Apply online now at the card issuer or read our review.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Interest* for 6 Months |
as low as 14.99% Variable |
$0 |
Very Good |
Discover® Student Card - Clear
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- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- Apply online now at the card issuer or read our review.
|
| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Interest* for 6 Months |
as low as 14.99% Variable |
$0 |
None |
Discover® Student Card - Monogram Collection
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- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- Apply online now at the card issuer.
|
| Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% Interest* for 6 Months |
as low as 14.99% Variable |
$0 |
None |